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Articles

The 4% Rule: Is It Still Valid in 2026?

Marcus Webb · 9 min read

Coast FI: How to Stop Worrying About Saving

Coast FI: How to Stop Worrying About Saving

Priya Sharma · 7 min read

Why We Chose a $4M FI Number

Sam & Lena Torres · 11 min read

Sequence of Returns Risk: The Hidden Threat

Sequence of Returns Risk: The Hidden Threat

Marcus Webb · 12 min read

Real Estate vs. Index Funds: A FI Perspective

Real Estate vs. Index Funds: A FI Perspective

Jordan Kim · 14 min read

Videos

Our $2.5M FI Portfolio Breakdown

Phatfi Life · 24:17

One Year Into Early Retirement: What Changed

One Year Into Early Retirement: What Changed

Phatfi Life · 31:44

Tax Loss Harvesting for FI Investors

Phatfi Life · 18:52

Building a Bond Tent for Early Retirement

Building a Bond Tent for Early Retirement

Phatfi Life · 20:05

Calculating Your FI Number Live

Phatfi Life · 15:38

Podcasts

Living FI in a High Cost of Living City

Ep. 312 · 58:14

From $0 to $3M in 15 Years

Ep. 298 · 52:40

The Mega Backdoor Roth Deep Dive

Ep. 305 · 44:30

Geographic Arbitrage After FIRE

Ep. 301 · 61:07

Healthcare Before 65: Solving the ACA Puzzle

Healthcare Before 65: Solving the ACA Puzzle

Ep. 289 · 49:55

Guides

The Complete FI Roadmap

Beginner · 25 min read

Tax-Efficient Investing for High Earners

Tax-Efficient Investing for High Earners

Intermediate · 20 min read

Writing Your Investment Policy Statement

Writing Your Investment Policy Statement

Intermediate · 15 min read

Estate Planning for Early Retirees

Advanced · 18 min read

Decumulation: Making Your Portfolio Last

Decumulation: Making Your Portfolio Last

Advanced · 22 min read

Contribute & Community

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Lifestyle

What We Actually Do All Day in Early Retirement

What We Actually Do All Day in Early Retirement

Sam & Lena Torres · 10 min read

Finding Purpose Outside of Work

Priya Sharma · 8 min read

How We Structured Our Week After Corporate Life

How We Structured Our Week After Corporate Life

Jordan Kim · 7 min read

The Social Side of Early Retirement Nobody Talks About

The Social Side of Early Retirement Nobody Talks About

Marcus Webb · 9 min read

Health, Habits, and Longevity in Early Retirement

Health, Habits, and Longevity in Early Retirement

Priya Sharma · 11 min read

Travel

Six Months Slow Travelling Europe on $4,500/Month

Six Months Slow Travelling Europe on $4,500/Month

Sam & Lena Torres · 13 min read

How We Choose Our Next Long-Term Base

Jordan Kim · 8 min read

The Best Countries for FI Expats Right Now

The Best Countries for FI Expats Right Now

Marcus Webb · 15 min read

Travel Hacking for Early Retirees

Priya Sharma · 12 min read

Our Gear Setup for Full-Time Location Independence

Our Gear Setup for Full-Time Location Independence

Sam & Lena Torres · 9 min read

Tools

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Everything published on phatfi.life — including articles, videos, podcasts, guides, calculators, and community discussions — is provided for general informational and educational purposes only. Nothing on this site constitutes financial, investment, tax, or legal advice, and nothing should be treated as such. Always seek guidance from a qualified professional before making any financial decisions. Your circumstances are unique and the information here may not be appropriate for your situation.